Beal’s Wealth Management is a superior Financial Services firm with national coverage and a national client base. We believe that you should enjoy a lifelong relationship with us and following each financial review you should be in a stronger position than you were before your meeting. Our success has been based on 3 core principles, Integrity, Professionalism and Impartiality, coupled with a creative approach to financial planning and a belief in bespoke client service. With over £70 million of client funds under management, we specialise in the provision of face to face financial advice to individuals, trustee’s and businesses.
You are never too young to start planning for your retirement. We all know it’s important to plan for but many of us are still not planning well or early enough. For many, retirement will last as long as, if not longer, than their working life.
Our pension and investment advisers can help to assess your current position, review existing plans that you may have, establish whether you opted out of SERP’s and where that money is currently invested and provide an evaluation of the level of pension that your current arrangements might provide at retirement. This allows us to advise you on a suitable approach to fund any gaps between what you want and need at retirement and what you might currently receive.
Once you reach retirement we can also advise you on the various options available to you, thus ensuring that you take your pension benefits in the most suitable and tax efficient manner.
Whether you are investing a lump sum or putting aside small amounts on a regular basis we can help you to make the most of tax efficient savings schemes (like ISA’s) and can design and recommend a suitable portfolio which is specific to your needs. Our personal investment planning process enables us to gain an understanding of your investment aims, the timescale over which you are happy to invest and a consideration of any taxation implications. We can then tailor a savings portfolio that maximises your savings and meets your requirements precisely.